Horse Insurance | Equine Insurance

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Who says horse insurance has to be a chore? You can buy your equine cover online in minutes at Harry Hall, view all of our prices online and becoming a One Club member provides extra perks too!

Take your pick from: public liability and rider insurance, horse vet fees and horse trailer insurance policies.

Or call us on 01274 711011

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type of insurance are you looking 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Horse Trailer Insurance ⟶

Public Liability and Personal Accident Insurance ⟶

Affiliated Rider Cover ⟶

From

£19.62 per quarter

Insurance Premiums include IPT

Protection for accidental external injuries up to claim limits of £1,5000 or £3,000. Pick the level to suit your needs and choose your payment terms.

*Protection for accidental external injury only. Excludes horses less than 30 days old.

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on Colic Cover","heading_type":"h2","device_type":"all","background_type":"image","background_style":"auto","background_position":"center-top","parallax_speed":0.5,"mouse_parallax_size":30,"mouse_parallax_speed":10000,"lg_background_type":"image","lg_background_style":"auto","lg_background_position":"center-top","md_background_type":"image","md_background_style":"auto","md_background_position":"center-top","sm_background_type":"image","sm_background_style":"auto","sm_background_position":"center-top","xs_background_type":"image","xs_background_style":"auto","xs_background_position":"center-top","type":"heading","id":"bls91ph","cus_font":{"value":"http://fonts.gstatic.com/s/poppins/v15/pxiEyp8kv8JHgFVrFJDUc1NECPY.ttf","label":"Poppins"},"font_weight":"700","color":"#ffffff","font_size":"28"},{"content":"

From

£82.12 per quarter

Insurance Premiums include IPT

In addition to our standard Vet Fee policy, you can also add cover for Colic surgery.

*Excludes horses over 15 years old.

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on

Tack

From

£16.75 per quarter

Insurance Premiums include IPT

Disposal

From

£5.75 per quarter

Insurance Premiums include IPT

In addition to our standard Vet Fee policy, you can also cover:

Equine Saddlery & Tack Cover up to £1,000
Disposal & Euthanasia Cover up to £300

Simply choose your combination of extras from our Vet Fee cover options in the checkout.

*Conditions apply

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Paid out quickly

What an amazing service from Harry Hall using their vets fee insurance, the staff were so helpful. The claim was paid within 2 weeks of my vets invoicing. I can’t recommend this insurance and the staff enough. It’;s been the bets service I have received in over 30 years of insuring horses

Jemma J

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Foals to
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From 30 days old to veteran horses, all but our Colic Surgery policy has no upper age limits. What you see is what you get with flat online rates meaning you can compare the price of options without having to pick up the phone.

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£3.75 monthly

Join the Harry Hall One Club today for exclusive benefits, including £10M public liability insurance and £10K personal accident insurance.

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£5.00 monthly

Gold Plus Membership - all the same great benefits & insurance as Gold but with additional cover for Affiliated competitions. Perfect if you're thinking about buying a class ticket for British Dressage, British Show Jumping or competing at a venue under affiliated rule.

Fabulous

\"The fact that my family and I are protected should anything happen with our ponies is reassuring, but being at such a great price point AND getting free delivery in the store is fabulous!\"

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£90.00 yearly

Insurance Premiums include IPT

Accidental damage or theft cover up to the values of £2,000, £5,000 or £8,000. Pick the option to suit you. Recovery, delivery and hire trailer costs included to ensure you and your horse get home safe.

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Great Value

\"Easy to purchase and renew, great value for money and the policy is one of the better ones in terms of what is covered. 2nd year of having this trailer insurance.\"

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some help?

Give us a call

We're a friendly bunch, we all have a passion and love for horses here at Harry Hall so we would love to tell you more about our great insurance cover or help you with any questions

View more of our frequently asked questions

Gold Individual Membership

Cover for you and up to two horses.
Public Liability Insurance up to a limit of £10,000,000
Cover is limited to:

\n
The maximum number of horses/ponies owned by an individual member being 2, of which they are the registered owner or have a loan/share agreement in force.
\n
\n
Recreational riding and ownership of horses/ponies; including driving, hunting, participation in local gymkhanas, unaffiliated dressage and jumping shows only. All other activities excluded.
\n

Personal Accident Insurance up to £10,000
Cover is limited to: \n
- \n
  Death - £10,000
  \n
- \n
  Permanent Total Loss of Sight of One Eye - £10,000
  \n
- \n
  Permanent Total Loss of Sight of Both Eyes - £10,000
  \n
- \n
  Loss of one or more limbs - £10,000
  \n
- \n
  Permanent Total Loss of Speech - £10,000
  \n
- \n
  Permanent Total Loss of Hearing (a) in one ear - £2,500 (b) in both ears - £10,000
  \n
- \n
  Permanent Total Disablement - £10,000
  \n
\n

In an effort to reduce paper and plastic usage, One Club membership has moved online! To view your policy documents please log in to the Harry Hall Riding App or visit the My Account section of the website. You will also be emailed your policy documents and important phone numbers.

Find the full policy terms and conditions here

Honestly, horse insurance can be expensive. That's why we set out to provide affordable options for the UK's diverse horse owners.

At Harry Hall we offer transparency in all our pricing and your options could cost as little as:

Horse Public Liability Insurance and Personal Accident Cover from £45 per year
Horse Vet Fee Insurance from £78.50 per year (plus membership from £10 per year to access)
Horse Trailer Insurance from £90 per year (plus membership from £10 per year to access)

We're confident those prices will save most horse owners a bunch on their next renewal!

Equine insurance can cover riders in a variety of ways, these include:

Public liability cover
Veterinary fees
Theft/ straying/ mortality
Permanent loss of use
Personal accident cover
Saddlery and tack
Colic
Trailers and horse-drawn vehicles

Here at Harry Hall, we understand the importance of ensuring your horse is happy, healthy and safe. This means it’s key to have the right policy in place to cover you should something unfortunate happen.

Speak to a member of our team today for more information; we’ll be more than happy to help and ensure you take out the right cover.

CONTACT US ➔

Yes, you will need to be a One Club member to benefit from Harry Hall’s horse insurance covers. However, it’s super simple to become a Bronze from £10 per year or Gold member from £3.75 per month.

You simply add the membership product you want to your basket to unlock access to our Vet Fees and Horse Trailer policies.

Already a member? Login to your account to unlock access.

JOIN THE ONE CLUB ➔

For Gold members, you will receive public liability insurance and personal accident cover for horse riders**

More than that you'll unlock big savings and free delivery on HarryHall.com too!

Horse and pet insurance policies share the same purpose in protecting the owner from big claims or costs that relate to the animal. Probably the most comparable is cover for expensive vet fees, though for a horse these can be much more costly and conditions like Colic should also be considered.

As an owner or rider, public liability to protect from damage or injury by your horse, and personal accident cover for financial support related to injuries are much more relevant to us horsey folk.

There are also additional policies like saddlery and tack cover or horse trailer insurance designed to pay towards the cost of replacing damaged or stolen extras that go with being a horse owner.

Another factor are disposal costs which although tough to think about are well worth protecting against with insurance.

At Harry Hall it's our goal to make all this cover as transparent and affordable as possible. That's why you can pick out all of the above in our policies bit by bit to get the perfect policy for you and an amazing price.

We don't want horse owners to feel that their horse isn't worth insurance cover, no matter the age. Our standard Vet Fees cover doesn't have a higher age limit which can make it a cost-effective fit for veteran horses at only £78.50 per year.

No-one wants to think about the costs associated with the end of a horse's life, but horse owners have options to protect themselves with Disposal Cost Cover that could help to reduce financial stress at such a difficult time.

Please note the disposal policy available at Harry Hall applies only to the death of the horse as a result of an accidental external injury.

VET FEE INSURANCE ➔

POLICY TERMS & CONDITIONS, EXCLUSIONS APPLY ➔

Every time you shop, join or insure with us, we donate to our three charity partners. The Gambia Horse & Donkey Trust, World Horse Welfare and Hope Pastures.

packed full of free advice

It will never happen to me

Why it's important to make sure the correct cover is in place

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Gold Individual Membership

Gold Membership -

Find out how it'll save you money